How to Calculate zakat

While Zakat is no longer mandatory in most Muslim countries around the world, it is still considered to be a religious obligation as one of the Five Pillars of Islam. Zakat is a form of religious tax that is claimed from the wealthy and distributed to the poor or used to pay the religious clergy. To calculate Zakat, it is first important to establish Nisab.

1. The Nisab Calculation

Zakat should only be paid by the wealthy or those whose income or assets meet or exceed Nissan requirements. While defining Nissan as a standard for who is responsible for paying Zakat is essential, the definition differs greatly from states, scholars and Zakat collectors. However, once an established threshold has been reached within the period of one lunar year (shawl), Zakat is calculated according to an individual’s wealth with regards to specified categories and amounts.

2. The Lunar Year Calculation

Zakat becomes due on wealth accumulated over a period of 12 lunar months. The wealth needs to be retained or maintained for the entire year without decreasing below the Nisab requirement level for it to form part of the Zakat calculation. The start date could be from the date that an asset was acquired or from the day that Zakat was last paid on that specific item or category.

If the wealth increases during the 12-month cycle, this increase will be included in the Zakat calculation, as long as it remains above the Nisab determination. In other words, wealth is evaluated on the Zakat collection date rather than on an average value that was achieved throughout the year.

The collection date may be determined by a relevant Muslim authority or can be chosen by the religious devotee. Most followers of Islam choose the month of Ramadan in which to pay their Zakat due to the increased blessings that they receive. All future Zakat payments must be made in the same chosen month or every 12 months.

3. The Zakat Calculation

The easiest way to calculate Zakat is to use a calculator that is available online from a variety of different providers. However, when using this calculation method, it is important to ensure that the principles adhere to the prevailing Zakat regulations in your current location. For example, a Zakat calculation can differ for a person residing in America than for an individual in Dubai.

Commonly, 2.5% of an individual’s total income, monetary savings as well as asset value that meet the Nisab requirements are calculated as Zakat. However, this percentage can vary slightly between different regions. It is accepted that the payee calculates their own Zakat although the Zakat collector may take this task upon himself.

There are five types of wealth that form part of the calculation:

1. Personal monetary wealth and assets.
2. Liquid assets.
3. Livestock.
4. Agriculture.
5. Mineral wealth or treasure.

Each category forms a separate Nisab and Zakat calculation and not on an accumulation of the five elements.

Of these, only agriculture is exempt from payment within one yawl. Agricultural Zakat is due when the crops are harvested and the calculated amount paid at a different time of the amount determined for other types of wealth.

In modern society, personal wealth includes all money whether this is cash in hand, funds in banks, trusts, stocks or bonds as well as savings or retirement funds. Income also forms a portion of personal wealth and is the main category for Zakat calculation. However, income, by Nisan, is only calculated once expenses have been taken into account.

In other words, Zakat will not be calculated on the total amount of income earned in one year but rather on the amount that remains when the Zakat payment day arrives. However, there is some debate regarding Zakatable income with some Muslims believing that the calculation should be determined on net income rather than gross income after deductions and expenses.

It is important to note that Zakat is not considered to be a donation to charity. Any charitable donations made throughout the yawl will not be taken into account in the Zakat calculation. These amounts are encouraged as part of following Islam but are over and above the obligation to pay Zakat by the middle pillar.

Understanding the Roles of Emergency Response Organizations

Understanding the Roles of Emergency Response Organizations

When it comes to emergency response organizations, there’s a lot of misunderstanding over what exactly they do, who they are, and what they bring to the table. One of the most important things many people need to understand is that in the initial stages of an emergency people need to have their stashes of food, clean water, and medical gear since no matter what an emergency, it takes time for any official organization actually to show up. No matter how fast or well trained they are, they can’t be there instantaneously.

Beyond that, take a look at some of the major emergency response organizations and what their exact roles are.

Federal Emergency Management Agency (FEMA)
FEMA is a federal organization that is designed to be able to mobilize after a massive disaster. Their main focus is supporting local first response units and the local law enforcement, health care, and other organizations who need supplies, manpower, and even support when they are just completely overwhelmed. FEMA can also take control when a disaster is so overwhelming that no amount of local resources or volunteers will be able to help.

Center for Disease Control (CDC)
The CDC is one of the most well-known emergency response organizations and is very specific in its nature. When many people start getting sick in one area, the CDC might be called in for dangerous diseases, highly contagious diseases, or when there are potential outbreaks of new diseases like bird flu. The CDC attempts to help identity what is taking place, contain it, and take the proper steps to prevent it from spreading.

State National Guards
Normally when there is serious flooding that results in towns being flooded or dams breaking or major forest fires, the state national guard will be one of the first groups deployed to any emergency scene. The National Guard is often at the top of their state emergency response organizations because they are disciplined, have training for these sorts of situations, and medical practice. That’s why they are the first among state emergency response organizations though some states have an additional agency to help handle these sorts of situations.
There are many different emergency response agencies out there and knowing and understanding their roles can help give you the idea of the situation going on how serious it is, in addition to any way you can help those in need.

Looking for an Islamic Donations to help

Looking For A Place To Give Islamic Donations To Help The World

When you want to perform your Islamic duty and help others in need with your charity, finding a group that is full of faith and will truly help is critical. There are a large number of different Islamic donation groups, and a large number of these groups support around the world. Weeding out the worst groups leaves you with a large number of choices that all ensure you are helping others. Thankfully, weeding out the bad organizations and finding a group that you can trust is relatively easy.

The first step is to look where the money is being spent when it goes to the group. A good Muslim charity will not have a large amount spent on administration, advertising, or political undertakings. Instead, the most of the money will be spent on ensuring that each and every person gets the help that they need. This is the mark of true charity, and taking the time to find a group with these values is one of the easiest ways to ensure that your money will not be wasted.

There are some websites and other groups that keep track of this information, making it simple to learn more about groups. Most of the time these groups will be linked on a charities home page, showing their commitment to transparency. However, if you are unsure, a simple search will often show you all of the information that you want to know. Most of the time these groups are outsiders with no connection, ensuring that proper protocol is followed and that their results are valid.

If you are having trouble finding a charity, asking at your Masjid or speaking with your Imam to find out your options can be a great course of option. Often charity groups will work in conjunction with local houses of faith, and you may be able to help in your community. If you want to help in a more global sense, finding an Imam in that area of the world can help you find that information as well. This can also be an excellent way to choose between groups if you feel stuck and want religious counsel.

Once you have made a choice, try and make contact with the organization before you make a donation. Don’t brag about your donation or attach any requirements, just ask what your donation would be going towards. This is one way to ensure that you pick a group who will spend the funds in a way which makes you feel as if you are helping. Once you are satisfied, quietly make your donation to the group and be prepared to tell others who are looking for a charity as well.

Even in a world where the internet connects us all, your community and the people closest to you are some of the best ways to find a place to give your Islamic donations when you want to help the world.